review: the next-generation virtual card service


Kevin Urrutia




July 10, 2024

In our comprehensive review, we’re excited to introduce you to Link, a next-generation virtual card service that’s been generating quite a buzz in the financial and tech communities. Sounds promising, right?

So, what do we know about this service? Rumor has it, it’s the brainchild of former executives from major financial corporations, which explains why the LinkPay team has managed to bring several game-changing advantages to the market that truly deserve the next-gen label.


LinkPay offers a diverse array of features and trusted solutions tailored to meet the needs of businesses and individuals. All-in-all LinkPay offers a secure platform for spending your crypto in any store (just like regular payment cards) with a 3% cashback on all purchases!

We focus on direct response and customer acquisition in e-commerce, lead gen, and mobile. When it comes to results and leads, we speak your language.


LinkPay Review


To get started with LinkPay, you don’t even need personal documents (in other words, no KYC required). The process takes just a minute, and you’re ready to go:


  1. Sign-up to;
  2. Deposit your account with a crypto without fees (withdrawals are also fees-free btw);
  3. Issue and top-up your virtual card;
  4. Now you can spend your crypto at any store with a 3% cashback on all purchases.


Thanks to their subscription-based model, LinkPay offers some of the most favorable fees in the market. We started with the Plus plan and eventually upgraded to the Ultra plan, as it was incredibly profitable. With up to 100 free virtual cards, much better rates, and bigger cashback, the Ultra plan was a clear winner for us.

To put it simply, all the plans paid off within 1-2 days for us.


User-Friendly Interface


One of the standout features of LinkPay is its intuitive and user-friendly interface. The platform simplifies the payment process, making it easy for users to complete transactions efficiently and with minimal fuss.

Global Reach and Scalability


One of the next-gen features of this service is called Merchant – its ability to not just make payments, but also accept them – in both cryptocurrency (with a choice of over 700 types) and fiat currencies, including Visa/Mastercard in any currency. This feature is even available on the free plan.

It seems that LinkPay offers one of the quickest and most efficient ways to start accepting online payments in 2024.


Customer-Centric Approach

Upon reviewing LinkPay’s approach, it appears to us that they genuinely consider their customers as the most valuable asset in their business: they have helped me with a small bug with my sign-up process (turned out it was from my email app). You can expect customer-centric features that will satisfy even the most hardcoded media-buying freaks! 


User Experience and Feedback


In 2024, LinkPay cards have been recognized as the top choice by Payments Cards and Mobile, one of the most respected publishers in the PayTech industry. 

Internet users praise the LinkPay service for its favorable conditions, convenience, and prompt support, highlighting these as its main advantages.


Key Features and Services:

Pay for Any Goods and Services with Ease


LinkPay enables users to pay for a wide range of goods and services, including popular platforms such as:



  • Google Ads;
  • Facebook Ads;
  • Twitter Ads;
  • Bing Ads;
  • TikTok Ads;
  • Taboola;
  • Amazon;
  • Airbnb;
  • OpenAI;
  • DigitalOcean;
  • Midjourney;
  • Netflix;
  • Spotify;
  • World of Warcraft;
  • Steam;
  • and many others. 


Virtual Cards for Seamless Transactions


The LinkPay service hits all the right notes with its sweet 3% cashback offer on every purchase.  


Meanwhile, buying with a virtual card follows the same steps as using a regular one: you input the card details when they are needed. If 3D-S code confirmation is needed, it’s sent to the user’s email or personal account.



LinkPay allows to avoid those pesky decline fees, and deposit charges. Moreover, they’ve set a low-key withdrawal threshold of a mere $10. Juggling your expenses between crypto, USD and EUR accounts has never been smoother.


LinkPay isn’t just another run-of-the-mill payment service; it’s all about bringing you those extra-cool features that others often miss out on. Here’s a sneak peek at just a few:



  • Manage your team’s expenditures effortlessly with LinkPay. The service enables you to issue countless virtual credit cards and oversee business expenses with ease;
  • LinkPay provides a sophisticated access control system that regulates functions like card issuance, sets spending limits for different users, and grants access to transaction history;
  • Dive into LinkPay’s Merchant feature. Easily pay and receive payments on your website, whether in crypto or fiat, through a simple frame. No special skills required (e.g. software programming), as well as bank visits. Installation takes approx an hour;
  • The best part? LinkPay run their own affiliate program, so you can easily score $100+ for every user you bring in;
  • The service regularly run social media contests. Stay tuned for their social media accounts if you want a freebie. They run different contests on different platforms so it will be smart move to subscribe to all their socials. 

Our Verdict

After conducting a thorough review of LinkPay, we’re impressed by the platform’s offerings and benefits. We’ve rated LinkPay as follows:


Conditions: 10

User-Friendliness: 9

Customer Support: 10

Unique Features: 9

Adaptability of the Solution: 10


Thanks for reading! 


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